I followed the steps in the Education book for myself and my son. As you explained it was quite simple. Not only did I receive a grant award, but my son did as well, totaling $7,485.00 for me and my son received $6,735.00 for household total over $14,000.00. The great thing is, we get to apply again next year! Thank you again, Chris, for your guidance and expertise in helping me find a way to pay for our education.
After attending your presentation, I decided that I may qualify for some grants under the disability act. I have a hearing loss. The Office for Deaf and Hard of Hearing Services emailed me the application and I filled out the paperwork. They then stated that I qualify for a tuition waiver. Since I had already paid for my tuition, the Bursar’s office refunded ALL my money.
Dear Chris, I am writing to express my appreciation to you for your kind help to me. It is amazing, I didn’t know it is so easy to get money from government.
I simply followed your instructions to search government programs and I found a down payment to buy my first house in Canada. It is so good that you get something when you really need it. Free money is there, but I didn’t know, you told me, thanks, Chris. Now I know how wonderful it is, I am exploring more opportunities for my next interesting property...
I am a graduate student attending the University of _______.
While I was on a brief break from classes last year, my Dad took me to your Free Money Seminar in the hopes of discovering sources of Grants or Scholarships to help allay the costs of my tuition and living away from home for the period of my studies.
After making an application, imagine my joy at receiving a notice of award and cheque for $2,000.00 (see photo – that’s me with the big smile!). Thanks for your Seminar to get us pointed in the right direction.
Thank you, thank you, THANK YOU for your fantastic course!!! We are a non-profit supporting our high school student body. With the severe budget cuts of the last few years our students rely on us heavily for funding their extracurricular programs. Applying your techniques, we have secured our first FIVE FIGURE sponsorship check! We’re excited about the new opportunities this knowledge and the invaluable tools open up to us. Again, THANK YOU for the wealth of information you provide. Your easy to follow format makes this a system anyone can use to locate funding to make their plans and dreams a reality.
I learned a lot from all the information that you've said. Then, I enrolled myself at _________ University College and applied for a student loan. Luckily! by being precise and honest, I was approved of $26,520.00 for student loan and received a grant of $2,080.00. I hope everybody will find your copy as a useful tool of information to help them with their application. Thank you so much and more power!
Good News – Funding Obtained: Based on your suggestion to brainstorm all possible funding sources through various organizations/associations we currently have, we decided to see if Amazon had any possible funding available. Although not widely publicized, we were able to secure a low interest loan (with interest only payments for the first 90 days) to fund a large inventory purchase through Amazon Lending. Chris, thanks for your funding guidance and help!
Chris, thank you so much for your grant information. The manuals have so much information and are very detailed... After looking into your work; I knew we would be able to apply for some kind of grant. My sister was going to attend a junior college, so we thought to try for an education grant...We applied for the grant and a few months later received a check.
Hello Chris, I used your program as motivation to research the scholarships in our area and had my kids go through the program to help them understand how to apply for scholarships. They used the information to find scholarships they qualified for and set out applying for them. They learned how to research and apply for free money and in the end they succeeded by landing two different scholarships worth over $2,000.00. Thank you!
We researched various Home Improvement Companies, than began applying for FREE MONEY from the government. We found and contacted one Home Improvement Company in particular, applied for and received $12,500.00 to complete our Energy Saving upgrades.
Thanks to Chris and the Free Money package we are now in the process of receiving MORE FREE Government money for rehabbing our Rental Properties. Thanks Chris, for showing and sharing this program with us.
After studying your manuals and listening to your CDs, we were able to receive student grants and loans. You guided us thru the process making it easy and we are happy with the results.
In our picture, the two documents we are holding in our hands are a cheque for $525.00 and the other is a letter stating that we will get $2,365.00 from the federal government and the provincial government is going to match it. That's a total of $5,255.00. Wow!
This is how we did it. We had an energy audit test and were told what to do to make our house more energy efficient and how much money we could potentially get back in rebates.
Free Money—this is fun! We are so happy we took your course. Thank you for everything.
Your program gave me the push I needed to start looking for money to help my business. I found a rebate program through my utility company that is going to give me at least $15,800.00 to do updates to the building to make it more energy efficient. Since I now know that it is possible, it is giving me more energy to look for more programs like this. I have a 28 unit apartment building built in 1952, and it needs a lot of attention. Finding grants and rebates is going to help me put money into it that I wouldn't do otherwise and is going to help me increase my cash-flow by raising the rents as improvements are made.
Thank you for your most valuable information on grants and scholarships. I received my college grant in the amount of $6,000.00 dollars and am very pleased with the valuable information you provided. This stuff really works!!!
Thank you Chris!!!! After going through your material, we found a grant program that would provide up to $5,000.00 per unit to do qualified lead abatement. We applied for the grant on a duplex that needed a lot of work and received our reimbursement check for $ 10,000.00.
We were able to get a lot of work done on the duplex to improve the value AND we’re able to provide a lead safe hone for a family!
Thanks for introducing us to the world of grants! We REALLY appreciate all your help and inspiration in showing us the great opportunity!! Thank you!
Using Chris's program and class training, I was able to help pay for my college education this semester. It was an easy process of filling out 2 applications all done online. Thanks Chris for saving me money.
My friend Liliana P. found your system to be quite valuable in helping to further her education, and career training. She applied and shortly thereafter, she received an email indicating she had received an award for a full university certification scholarship valued at $3,600.00 for completing 3 certification programs online!
I would like to thank you for making your vast knowledge about the government grants available to us. With your help both my son and I found the right grant to help us get the training needed to take each of our new businesses to a new level. We each received a grant. Your knowledge and helpfulness are a great blessing.
Dear Chris, I attended your seminar with equal amounts of excitement and skepticism. Now, five months later, my enthusiasm has increased and my negative thoughts have been replaced with ones of appreciation and gratitude. My daughter _____ is the recipient of a $9,708 Grant for her freshman year at _____ University in ____, California. The highest purpose is to matter, to make a difference to another human being. Chris, you have made such a difference to my daughter and to my family, and for so many others. You demystify the information with enthusiasm and ongoing support. Thank You for all your hard work and research!
My husband and I were excited about all of the different ways we could get money from the government. We dove into the Free Money for Education binder and immediately discovered a plethora of ways to get educational grants. And thanks to the direction I received at Chris's seminar, I landed my very first one. I received $8,650.00 in grants and loans. Thanks for your help, Chris, and for opening up world of opportunities and funds that we never knew were available to us!
My friend bought the program, and through the program he learned that I should qualify for some grants. From the program we were able to understand what we needed in order to get the grant, and through the process we were able to get an $8,000 grant from the government, plus still qualify to receive another $10,500 this year. Thank you very much.
Thank you for the Free Money Course and the help you supplied afterwards through email correspondence. With the course guidance I was able to receive ongoing grants for our preschool. The first cheque we received was $9,574.48 and the next cheque was $2,394.81! The grant is based on enrollment so as the numbers keep growing we expect the funding to as well. This has been an invaluable resource. Thank you for this opportunity to expand our business!
I used the techniques that you taught us. I built communication with the grantor's employees. I call them and send them emails. They know me by name. That is actually fantastic. Actually, this connecting caused to revive a grant for our initiative worth of $25,500.00! (This was just one of over $65,000 that Narges has received so far.)
Chris Johnson has organized a powerful seminar and information kit that has opened up my eyes to the abundant opportunities for government financial assistance. I have reviewed the material and it is well organized and incredibly informative. The targeted wage subsidy program that I discovered in the text proved to be perfect for what I needed. I was able to successfully secure a contract to pay for 55% of the wages for my assistant for up to twenty six weeks. This provides a savings for me of almost ten thousand dollars. Thank you, Chris for putting this valuable program together. It certainly has been helpful.
Through the Free Money-Grants & Loans Education Program, I learned about the many resources available to me that I did not know existed. One of the most important tools I gained was how to search for these resources in a timely and efficient manner, which led me to successfully find and apply for the AACN-Northwest Chicago Chapter scholarship.
Chris is a great teacher, and sharing the knowledge that is so much more valuable than gold! Using what I learned from him, I have applied for SR&ED credit, and get $18,922.13 free money from government. If you haven’t taken his classes, do it right away. Knowledge is valuable, if you don’t know it, you will never have the opportunity to do it. I have got the money, and you can do it too. Thank you, thank you, thank you, Chris!
I was extremely surprised how easy it was to get basic grants through the school my son decided to attend. We received $11,000.00 in school grants. In addition we were qualified for additional multiple grants adding $6,850.00. This totaled $17,850.00 for our first year. We also qualified for additional loans and work study funding adding $5,900. Thanks Chris for all these great eye opening opportunities for the long term.
Right after taking the Chris Johnson Grant workshop I applied for a youth summer student grant for our non-profit organization. After carefully following your instructions I got accepted for the grant of one student at minimum wage. We hired our summer student and at the end of summer applied for a reimbursement as per the grant requirements and thank you! We have received confirmation that our grant cheque for $3,036.00 is in the mail! It has been a journey but now we are excited because we know we can do this again for next summer!!!
I am very excited to say that I have received a technology grant for my school. I attended Chris Johnson’s workshop and learned how to search for and write for grants. This is my first grant, but I know more are on the way. Using the techniques in the workshop worked and being persistent applying for many grants made a dream come true for my students. We are going to set up a special computer lab for students to learn to program an Acellus Robot while studying technology and science. Thank you, Chris, for your kindness and support.
Using your government grants program, I just secured a grant for a youth dance program for $3,840.00. I followed your 12-point plan for funding proposals. This helped me laser-target our proposal. Your materials gave me the encouragement and confidence I needed to do this so I Thank You!! Now we are greatly encouraged to go after more grants to help the youth in our community.
I am sending a copy of the student account statement from my son’s college showing the payment of grants and subsidized loans totaling $14,344.00 toward his tuition.
I would recommend that anyone facing college costs for their family take the time to apply for funds. It is well worth it. My son is attending the school of his choice with the aid received.
I would like to personally thank you for your Free Money Grant and Loan program. I applied for funding and was accepted, which enabled me to begin the journey of fulfilling a lifelong dream of having a degree. To date, I have received approximately $27,000.00 in assistance. Thank you for all that you and your staff do to help us!
Thanks so much for opening my eyes to the many grants available to me. To date I have received three grants for myself or my own companies and three grants for my employers and affiliated companies. I am so excited! How can anyone beat receiving “Free Money” from the government? My boss was so impressed with the training we took. It will make a huge impact in the business. He told me there is no way we would have been able to attend if it were not for the grant money. So, thank you from him too! I also want to thank you for your help and VERY quick response to the emails I sent. You are amazing!
After learning about grants and free money that may be available to me though Chris’s presentation, I made a few calls and things started falling into place. I scheduled some appointments and went to a few classes about self employment all provided by the government. Finally, I had a green light to move forward after meeting and talking to people about programs that could help my small business. I was granted a feasibility study to be performed on my company along with an in depth business plan. All professionally done by a third party company and COMPLETELY FREE through the government. BUT that’s not it, I received a grant for starting up my business totaling to $6,000.00!!!! All for tools, insurance, and website development to get my business off the ground! Thank you Chris for (...)
Chris presented so much information… I found just the thing I needed; I applied and was thrilled to be quickly approved for $23,000.00 of home rehabilitation. Without having the education and Chris’s knowledge, I would not have known!
After attending Chris's workshop, I was able to learn how to get access to grants.
We got $5,054.00 in grants (free money). I didn't even think that was possible. Thank you Chris!
I am writing to inform you that to date my son Jeff has received $9,000.00 in scholarships towards his college education. He has received $8,000.00 from a _____ University Presidential Scholarship and $1,000.00 from the local Music Boosters program. The take home lesson was that keep asking anyone involved in the process if there is additional money available.
Thank you for the great information that you provided in the Free Money Grants and Loans education course. It helped me to find several different grant opportunities that applied to my situation.
I got grants for weatherization, improvements to the heating system, a sump pump in the basement, and other efficiency and safety items, worth $4,049.22. The government agency provided several crews working most of a week to install 45 bags of new insulation, improvements to the heating system, a sump pump in the basement, and other efficiency and safety items. Keep up the good work!
We found Chris Johnson’s session and the follow up emails to be very guiding and helpful in assisting how to apply for a grant. We have now received our first grant, and we hope to continue using Chris’s advice on receiving further grants.
After struggling through my undergrad degree paying and paying and paying I was fortunate enough to have my mom Bev go to Chris Johnson’s Free Money seminar. I was very skeptical about this seminar and didn’t in my wildest imagination believe that this type of thing worked. I have been a student for many years, and had never been granted any “free money” until now. After using Chris’ step by step approach to applying for Educational Grants, I saw that my University of _______ Tuition Fees had been credited with $2,571.00 !!! I could not believe my eyes !!! I am so very very grateful for Chris’ seminar, books and CD’s and just want everyone to know that he’s right... there IS free money out there, you just have to know where to look for it... Chris, you have made my second last year (...)
Through the Veterans program that you had mentioned in the course, I have received $52,168.77. THANK YOU, THANK YOU! You have opened our eyes to new possibilities and I am sure you can guess both my wife and I are very happy people.
I can't thank you enough for your individual attention that you gave us. I saw nothing but doors and you showed me windows that were open. The work is in progress for the home improvement by the grant we were able to tap into because of the information I received from your program. I look forward to working with you on even more grants and couldn't be more excited about taking the course to gain more information.
I decided to purchase your program to assist my daughter in maximizing her scholarship potential for funding her higher education. Now she’s able to attend the university with very little out-of-pocket expense. (In fact, her out-of-pocket expense would be zero if she attended as a commuter). At this time we directly attribute $8,250.00 of her funding per semester to what we learned directly from you.
As they say in Texas, “YEEEE HAW!!” We received a grant – free money. Shortly after your program, my husband decided to go back to school to finish his bachelor’s degree and apply what we learned at your event. After applying for a grant, he received $2,675.00. Thank you for creating this program and giving us a step by step guide-I would not hesitate in recommending your program to anyone that needs some extra money.
Hi Chris... Your program is more that worth the cost... Because of your program, we were able to find a number of provincial and federal grant programs that have so far returned more than $2500.00 to us, significantly offsetting the cost of our new furnaces and hot water system. We are expecting even more to come in the near future! Hooray....
I just want to thank you for opening our eyes in terms of how to search for and acquire funding. As a result, we applied for energy efficiency grants to replace an aging, inefficient furnace, and received two cheques in the mail just a few weeks later! All of this wouldn’t have been possible if I didn't attend and learn more about Chris' Grant Funding class. Thank you so much Chris for all your help and guidance.
Thanks to the direction and knowledge received through the purchase of your Free Money system, I have been able to seek out and secure $4,700.00 of benefits to assist my parents! Chris, our family is so grateful to have gained these benefits with the expertise and guidance we received through your exciting program. I was immediately able to start the process to find free money for my parents. Now, I am in the process of securing small business money to use for my solar cell company... soon, I will be able to solely run my own business. Thank you for all the support!!!!
Hi Chris, I want to thank you for your program. With information from your course and a couple of emails back and forth, my husband was able to apply for and receive a payment reduction on his student loans. We've saved $1,900.00+, and we can do it again in 6 months! Thank you so much!
I would like to say thank you so much for all your help Chris. You are an angel from God in my life. I entered in your class as a broke, jobless, homeless person, but because of your guidance and help I have started my business already and was able to afford a house for me and my children.
You are amazing and your guidance was a ray of light for me to come out of my dark times in life. Thank you, thank you so much. I have been approved for rental assistance for at least a year that is over $8,000.00 in total.
We are immigrants to the United States and purchased our first home last year. We could never have thought about government grants, because we thought they were designated for US citizens only. In the meanwhile, we had been in financial stress since we committed our life-time saving for the down payment of our house. Fortunately, my friend Xianglin L., who took Chris Johnson’s Free Money Training, educated us that we were in fact qualified for the $8,000.00 tax credit. For the first time, we feel that we are part of America as much as anyone else, and we are proud of being in America! Thank you very much, Chris Johnson!!
Utilizing your grant program, I received two grant checks to finish up my Bachelor's Degree. I was at the end of the line with my funds and your program was a great help. I came to the Wealth Expo hoping to get that one piece of info that would change my life and I went to your seminar. I had to convince my wife, but the enthusiasm in my in my voice won her over. She was really impressed when the checks came. The grant was actually $5,600.00 and what I received was the overage of what my classes cost. I look forward to receiving more grants by utilizing the mentor group that you have available to me.
Your course provided some new resources to consider in sourcing income to allow me to return to school to get my Master's degree. So....good news!! I was able to secure $5,000.00 from my union which will cover half the cost of my degree. And I still have other options available to me to fund the remainder. I am excited to embark on this next phase of my learning and development and appreciate the information you provided to help me fund my education. Thank you very much!
Not only is Free Money for Education a wealth of information in and of itself, but it is also a jumping off point for even more resources. My friend was awarded a grant award of $1,000.00, which will go towards her tuition. In addition, Chris Johnson's commitment to his students is worth more than the cost of this program. His willingness to answer questions, point you in the right direction, and support your initiative makes the program even more worthwhile. I would highly recommend this program to others.
I attended your wonderful seminar full of great information. I followed your suggestions and obtained two grants for the non-profit organization to which I belong. One grant was for $3,000.00 from the Province of Ontario and the second grant was for $25,000.00 from the Federal Government. Thank you for your help.
Thank you so much for sharing your knowledge about the various grants available for individuals to utilize. I found your program extremely beneficial. I have received educational training and home energy savings. Most importantly, Chris Johnson, you have helped change my thinking. Now I begin with searching what grants and low interest loans I may be able to utilize as opposed being unaware of other funding sources and never thinking about this. Thank you for changing my thought process for the better!
Chris Johnson’s Free Money Program has made me aware of all the grants and programs of “Free Money” available that I never knew about. Through studying his course material I was able to identify my needs and to apply successfully for a grant.
I just received $1,415.00 in grant money for our principal residence. And I can see that in the future there will be other situations in which I can profit from information contained in the course program.
I am very grateful to Chris for this invaluable educational program.
I wanted to share good news with you that we have received our first grant which will pay the $2,025.00 required for our daughter to attend Pre-Kindergarten this year. We have been struggling financially and were not sure how we were going to pay the tuition. Through your program, we were encouraged to search for funding. The application consisted of an interview with ____, ____, and me and was easier than we imagined. Thank you for your encouragement. We are confident that with your support we will continue to be successful.
My brother and I would both like to thank you for providing the encouragement and insight into ways to look for scholarships for furthering educational opportunities. Thank you for your knowledge and support!
I wanted to say thank you for giving us the motivation to apply for grants; otherwise, we would not have done it. My son received the ________ Entrance Award which is one of the grants he applied for. His attitude was everyone else would be applying for it but after discussing with him what I had learned and that he has nothing to lose, he went for it and can you believe it, he got $3,300.00 and it took not much effort at all except to write an essay. He is also getting another grant of $1,000.00 through _____ University and if he continues with his good grades he will be entitled to $1,000 -$2,000 each year which you had emailed us about. Now my daughter is applying for university for this fall and she too is now going to be applying for grants. Thank you again.
We are in the midst of building a business and money is of course tight as an entrepreneur. Thanks, Chris for your program – we continue to go through and apply for everything we believe we qualify for. The grand total so far? $3,072.45!
Chris Johnson reviewed all my daughter’s activities when she was applying to college. He pointed out that her focus on community service in high school might earn her a special scholarship at some schools. He was right! Three of the colleges she was applying to had special grants – money that doesn’t have to be paid back – for kids with great public service resumes. They required additional applications – we were lucky that Chris prompted us to look into it in time to meet the deadlines.
My daughter was given the top award at her first choice school of $15,000.00 per year for all four years. That’s $60,000.00 total! And that’s just one of the awards she received. Altogether, she’s getting over $40,000.00 per year for college. Thank you, Chris!
Hey Chris! Good news! Using the info from your Education Binder, we were able to get ALL (I mean every cent) of my mother's student loan forgiven by the Ministry of Training Colleges and Universities. Thanks Chris!
I have good news! The proposal that you reviewed for me was funded. After reading the Step by Step Guides and the Real Estate Guide, I went to the website and found instructions for applying for HOME and other grants for low-income rental property.
After also speaking with city officials, I wrote a Proposal to fund parts of the rehab of a multi-family property that I had recently purchased. I sent you a copy to review.
With your assistance and encouragement, and using the materials in the Course, my Proposal was ranked 3 out of 22 funded programs, with a score of 79.8 relative to the best proposal receiving a score of 84.1 We were awarded a grant of $50,000.00 and also expect to receive additional grants of $40,750.00 and $38,000.00.
Thank you Chris!!
I just received a grant from the CMHC for $24,000.00!!!
Without Chris’s information and email coaching I would never have known about this grant or how to get it.
If you want to know how to find, apply for, and receive FREE money, Chris Johnson is the MAN!
Just wanted to send you a picture of my $5,000.00 scholarship that I successfully obtained to send my son to a private boarding school. I was so impressed with the quick response that I got from you and your staff. Of course I will be applying again next year and the next and the next and etc.
This will make Jeremy's attendance at the school possible. cannot thank you enough. I don't understand why everyone doesn't at least try to get a grant or scholarship of some kind. It is not hard and it’s “free money.” Need I say more…?
My son Nicholas put his heart in to working near fulltime hours as a chef and attending once a week day-long classes for several months each year. He was able to apply for the Red Seal Chef Grant for $1,000.00 for the first year of completion. He applied for the grant and was approved and awarded. Thank you so much Chris!
I purchased the Free Money Grants and Loans kit to assist my wife and brother-in-law obtain funding for their day care business. They are not only starting the business, but they also decided to purchase the property which they will run their day care out of. After reading through the material and reviewing the information package we realized that there are many programs to obtain money. After four months, we received our funding and are now on our way to completing construction and opening our facility.
I received grants and loans totaling over $37,000.00 to return to college. I learned from your workshop that the government (through various organizations) very much wants to identify individuals in need of grants. Thank you very much.
Thank you for changing my perspective on Free Money Grants. My habit was to rely on my savings to achieve goals, or take care of my needs. However, you shifted my eyes to a world with many other possibilities, which is great because my savings are limited. I know now I too can obtain it. My first grant is for my elderly mother. She was awarded $1,700.00 for a new boiler. This was a tremendous help! Thank you for helping us and for enabling me to better look after my elderly parent.
Hey Everyone! Please Excuse the bad mustache in my photo as it's Mustache March at school—a school which I would not be able to attend if it were not for Chris Johnson's program. His program, along with his one-on-one coaching and advice, showed me how to get enough money to go back to school. After 10 years in the workforce and with debts piling up, and zero credit, I didn't think it was possible to go back to school. I received $19,950.00!
If I can do it, anyone can! Thanks Chris!
We purchased your course and about a week later, I filled out the grant applications for our son. As you can see from the award letter, he qualified for three different grants. The total amount of money that the government is offering us is $15,674 and of that amount $10,174 is free! Wow! God bless America! It truly is the Land of Opportunity!
I used Chris' books to help look for scholarships that were related to Theater. Through peering through the education book, I managed to apply for and got one worth $26,500.00 towards the college of my choice. Using that to go forth with my MFA!
Hello Chris Johnson, Thank You! Thank you! Thank you! I have just received a rebate from the City of Toronto for the "basement flooding prevention system" program. I have applied for a few more programs and expect more funds to roll in soon. I appreciate Free Money University and you!
Thanks to the amazing information contained in the Free Money Package, I was able to get an educational grant to send my daughter to school. As a parent with a college-bound child, I worried about how to pay for school. I easily found the information in the Free Money package, and followed the instructions. Not too long after, I received notification my daughter was given $9,170.00 to attend school. I also found information on how to lower my own student loan debt. I am grateful for the information in this program. I don’t know what I would have done without it.
The principles of Chris Johnson’s Free Money Grants and Loans course are factful and I am happy to say that I have received a couple of grants after applying as a student of his course. I was happily able to obtain over $28,000.00 in total of grants and loans, which allowed me to focus on school and have less of a financial burden on my shoulders. The course itself is worth it and I would recommend it to anyone who wants to successfully obtain grants and loans.
Letter from The Corporation of the City of Belleville: "I am writing to advise you that your application for a Grant under the Façade Improvement Program was approved by City Council in the amount of $10,000.00."
We have received grants for our son Michael, starting with his first year of college for a total of $10,595.00 so far for his expenses! This has really helped in paying his college costs. The biggest thing we learned from Chris Johnson’s course is to apply to as many grant programs as possible. Grants are definitely the way to go to pay for schooling!
Chris Johnson was very knowledgeable of all the grants out there. He helped me see that there were much funding and grants that should be taken advantage of. With his help, I was able to secure a grant of $5,000 for training.
I purchased a 2-family property in Norwich, Connecticut on a short sale I negotiated with private investor funding. When I purchased the property, the front porch was deemed unsafe by the city, but I had no spare funds to replace the front porch & also a smaller side porch. In my searching, I stumbled upon a Lead Paint Removal Grant sponsored by HUD. BINGO! I found I could get the porches fixed for FREE and be able to get all new vinyl replacement windows. The stipulations for getting the $26,000.00 Grant without any payback cost is that I register the property with Section 8 as a Lead Safe House for 5 years, and any vacancies are offered to Section 8 tenants first. However, Section 8 pays $200-$300 a month more for a Lead Safe apartment THAN I CAN GET IN MARKET RENTS! So... I am (...)
Hi Chris, THANK YOU!!! for your help. I don’t know if you remember me or not. I attended your seminar and was just a college kid with no money. Your program showed me where to look and what to do to receive the money. After doing the easy steps, I was offered over $11,000.00 in grants and subsidized loan, which almost $9,000.00 was in grants, which now I can use to pay for school, books, and after all that I also have more than $2,000.00. With $2,000.00 I can work less and concentrate more on school. Thank you again.
After I purchased Free Money Grants and Loans package, we were able to obtain grants and student loans for over $22,000 for my daughter’s education. Your training materials are excellent and I would highly recommend them to anyone who is seeking financial assistance for education. Thank you!
Hi Chris, I bought my first piece of real estate, my own house (a duplex, I'm going to rent out one apt.)! I got a no-PMI, lower-interest-rate mortgage for low-income first-time homebuyers. I will save about $16,000.00. Thank you so much for your material, it's been very helpful. Thank you, thank you, thank you!
I just wanted to say thank you for the resources for education. I was able to get two grants for school totaling $2,935.00 per quarter. Total $8,805.00 for the year.
I didn't think I was going to be able to afford going back to school. Now I am going for a Bachelors in Science. And then off to medical school.
Sitting in your class opened our eyes to a whole new world, the world of FREE MONEY. Through our hard work and your training we were able to receive grants totaling $7,334.00. This covers my wife’s tuition, books with some to spare! We are so happy we do not have to take out loans on her last semester! Thanks again Chris Johnson for opening our eyes to the world of Free Money, you have truly changed the way we do things forever!
Thank you Chris for your grant program. I am so happy to let you know that we received $2,097.90 in a grant for my business. I never knew just how much money was available for businesses until I signed up for your course. The information that you provided in your course was extremely helpful and valuable. The best part about this is that I know that the money that I will receive through grants is just beginning.
After listening to the Free Money CDs and going through the steps, within 3 months we purchased 3 houses in one day and the lending institution was so impressed with our proposal and application that they told us that whenever we found more properties that we wanted to purchase to please come back to them. Using Chris Johnson’s system has changed our lives in that it has helped us to move closer in making our dreams comes true.
So far, each of my children have received $2,000.00 in scholarship grants. That’s $4,000.00 we were able to apply to their fall tuition. I take some classes at my local community college for self-enrichment and continuing education. I found that I too qualified for some scholarships. I ended up receiving $1,000.00 towards my own education. What a nice surprise! Thank you Chris for sharing this information!
Just let you know that your course works. My client __________ was searching new high school for her son Andy. Andy had been many examines for selecting school without luck. They were giving up. I used the knowledge I learned from your course to help them to apply and Andy got an offer. The offer (private school's scholarship) is worth more then $50,000.00 in total.
I started a company a little over 4 years ago and was in desperate need of new equipment to maintain the quality of my business. I contacted you via email about any type of funding available for disabled individuals & their businesses. You promptly emailed me back with a list of resources to pursue. Two of the organizations purchased equipment, office supplies, software, marketing supplies, and helped me better organize my company to do business with the government. I have about $15,000.00 in equipment & supplies that has helped my company move forward aggressively over the past several month thanks to your assistance. Thanks Chris for all you have done and all you do.
With your encouragement to “follow through,” I got an energy audit completed then did some insulation and heating upgrade. Now, thanks to your motivation and the information in the package, I have a grant cheque for $1,130.00.
The Free Money program has encouraged me to be more aware of my financial life. I discovered a company called Options for Homes. Options 'loaded' me $30,862.00 towards the down payment of a new home. Through the Free Money program, opportunities in my financial life that I would have missed in the past, are suddenly visible to me.
I am very excited to tell you our success story. We were looking for free money to be able to help our son because he was behind with achieving every milestone in his development and regular therapies were not improving his condition. He was not walking, he was not talking, he was not seeing and hearing very well.
The rest was easy. We applied to two foundations and for the period of three months we got from both funding for therapies and organic food which our son needed very much. From one we got $6,000.00 and from the other $1,500.00. It was really, really great.
Our son now is walking thanks to the above mentioned program and we hope that we can help him start talking again and going to school with all the children his age. We are so grateful. Thank you again for giving (...)
Using your systems, your advice, and especially your encouragement, we were able to help one of our friends get a $7,200.00 grant that was not expected. The process from researching to application to getting the cash was about five weeks. Chris went out of his way, answered all of my emails, and mostly didn’t let us quit. Five weeks, $7200.00! Thanks, Chris!
My son Joshua applied for and received $2,000 in educational grants, plus additional loans, through the Alberta government. He is also signing this letter to you as a thank-you.
Thank you, Chris!
After I purchased your Free Money Grant Program, I decided to try my luck at getting a grant to help pay for my college courses. I have recently been awarded grants, and I will soon be applying for grants to get my real estate business going. Thanks for the wealth of knowledge.
Thank you Free Money University!!!! With your help and excellent information I was able to use your technique to get a grant to pay off my wife’s outstanding student loans! It was so easy!
After hearing about the possibility of getting a grant because my wife is a teacher, we followed your instructions about who to contact for forgiving student loans for teachers that teach in Title 1 schools. We sent in the application to the Teacher Loan Forgiveness Grant Program with proof of her teaching and BOOM…FREE MONEY!
Now we no longer have to worry about paying her loans off. I only wish I have attended you University sooner! Thanks again for the great information on how EASY it is to get free money!!!
This is Jonghun—Martial Arts Guy. I knew there was a grant or fund for my business, but I don't know how to approach getting it. Your course is really simple to understand even to me (as an immigrant). You give me a lot of help and also your email assist is fast and accurate. I got grant for $9,000.00. I am also expecting another $5,000.00. Thank you again.
I am writing to thank you because I have just received two federal grants.
Your grant program was critical and essential in my becoming aware of these grants and actively receiving them, and I've been telling my friends about it.
Thank you again, Chris Johnson, for your program.
Dear Chris, on behalf of my boy and wife, I thank you for the possibilities of FREE MONEY. You gave me an opportunity to prove to my skeptic wife that this Free Money is possible. I filled in online forms and attached a few documents, requesting $1,600. To my surprise, my boy received a grant for NOT $1,600 BUT was granted $3,600.
After reading your Free Money Grants and Loans, I was not afraid to send off my son Alex to college on single parent income. He enrolled on the following month and then awarded with federal grant amount of $3,500.00. I would highly recommend purchasing Chris Johnson’s Free Money Grants & Loans for all parents who is in process of sending their kids off to college which you never have to payback NOT a penny.
Using the resources that Chris’s books provide, we learned there was grant money available for many different things, including school tuition for college. Our daughter is now attending college and we were awarded a $15,336.00 grant, which brings our personal burden down to only $350 per quarter, yaaa! Thank you Chris!
Even though others got obvious results from your program, I was still extremely skeptical. I did exactly what you said, and a week later the $3,255.86 grant was accepted. For me, I learned a lot from the experience, and it is like a magic door has opened. Today I am in earnest pursuit of many, many grants. Thanks again. My life truly will never be the same.
I am very happy to inform you that I have been able to secure business funding for £15,000 from Barclays Business Bank. I would also like to say that this was possible only after your training because I had failed earlier to obtain funding on my own. Thank you!
We enrolled for Chris Johnson's Grant locator program in the spring. By September we had received our first cheque as a rebate for an energy efficiency program sponsored by the Alberta government for installing a high-efficiency furnace in our house. We would not have known about that grant were it not for Chris! And had we known about Chris's program a year earlier, we could have got back $7,000 in government grants for a major renovation we did which increased the energy efficiency of our whole house.
I truly appreciate all the hard work you put into “FREE MONEY GRANTS AND LOANS”. The clear and thorough advice you provided in this package is notably valuable, especially with regards to the useful websites for funding sources and the step-by-step guides. With your help it was easy to apply for the grants for my son, Samuel. He finally got his tuition grants by following your instruction. Thank you again, Chris.
I am excited to report that I have successfully received funds through utilizing your program. When I purchased your program I was unemployed. Through this program I received training in interview techniques and résumé preparation. Thanks, Chris, for the valuable tools to help during a challenging time in our lives. I continue to listen to your monthly CDs and find them instructional and inspirational.
Chris Johnson’s program opened our eyes to opportunities to gain wealth just by asking and following the rules. We received $16,000.00 for work that we needed on our home. We made the call, filled out the paperwork, and did the deal! Thanks for the new roof, windows, hot water tank, and furnace Chris!
After attending one of your seminars, I was hesitant (like most) to invest in another program. After reading about the down payment assistance grants available for home buyers, I did further investigation and found out that I could possibly qualify! Within 2 months, I purchased a new home and received down payment assistance grant! Boy was I excited – that was a 649% return on my initial investment for Chris’s course! I am now determined to pursue other government grant opportunities. I certainly won’t let this one be my last! Thanks to Chris and team for your education and support.
My new wife and I needed college tuition money for our daughter. Through your program I learned that Grant money and other financial aid was available to pay for her college education. I learned how to obtain a total of $14,050.00 in grants, loans and scholarships!!! Thank you so much for giving us the resources to find this financial aid to pay for our daughter's education! I don't know what we would have done without it!!! Thank you again, Chris!!!
Great news! My son (pictured here) has received a grant that waives the cost of tuition at _____ State University. The opportunity was covered in your materials and includes full tuition and fees.
I was excited when I found out that I would be receiving a check for $2,614.00 from the Government of Canada for Energy Conservation. Even better, the Ontario government is going to match that amount! I appreciate receiving 100% return on my investment for the course materials as promised, and I'm looking forward to finding more ways to get Free Money with the information in Chris Johnson’s Free Money Program.
I attended one of your Grant Programs which I found to be most informative and also motivating. In addition, the manuals that were provided offered a significant amount of useful information. Chris, in order to qualify for the energy grant it was necessary to replace the old furnace. Ken, the man who was installing the new high efficiency furnace showed me where the old furnace allowed 90% of the poisonous carbon monoxide to be vented into the house. Chris, you just might have saved my life, or at the very least saved me from a serious illness. There is no way the furnace would have been replaced without my having been exposed to the Grant process. For this, I am most appreciative.
After using Chris Johnson’s system, I was accepted into the Self Employment Benefits program, which includes $16,640.00 of financial aid, a free business start up school course for eight weeks, and continued mentoring and support over a period of two years. You helped me start to dream. Now I'm running my own business! Thanks again for your good work.
Thank you for sharing your program with me. It has made such a life-changing difference for us. I helped my mother apply for a grant to get her through Nursing college. Not only did they approve her for $10,475.00 for her college education, but they also paid for daycare and preschool for her younger children so that she could be away from them without neglecting them while she completed her schooling. She is currently several months into her college education and she is very happy about it.
I would have never thought something like this would have been possible without you and your program. Thank you so much for changing our lives!
I applied the lessons from your course, and both of my daughters won 4 scholarships each, totaling $12,900.00. I feel very grateful and thankful to you and all I learned through the course and webinars. Thank you so very much for your help and this wonderful result.
Thank you Chris! Your Free Money Grants and Loans program helped us obtain a grant from the city in the amount of $20,000.00! When we found out that this grant was available, there was only one available grant left and we were one of a dozen applications vying for the last spot!
The one thing that we got out of your program, that helped us receive the grant, was the importance of making the funder’s job easier. With that in mind, we filled out the application with no gaps and answered them with maximum effort. Sure enough, we heard very shortly after that and we had qualified for the city grant. Thank you again for all the great advice!
Thank you very much for your help in getting our son a scholarship to study abroad! We didn't think he would be able to go because of the cost. And now he is in Paris! With your help, not only did he get a Discover the World Grant for $5,993.00 but also an additional Global Scholar’s Grant for $500.00.
In a couple of weeks, he heads to Rome, then Seville. He is learning about the different cultures and business atmosphere. Without your help, we would never have gotten him these grants and he would not be having the experience of a lifetime. So, thank you, thank you, thank you!
Chris, I’m so excited to have received a grant of over $6,000.00 after your presentation!! Knowing what’s out there makes such a big difference. Thanks for helping me be aware of the potential grants that are out there waiting for me.
I have been working with Chris for more than a year and he has provided a number of resources to me including websites and other resources that will likely benefit me in some way. I find his willingness to provide any kind of support with regard to my search for grant money and other forms of subsidizing to be useful and motivating. I look forward to our continuing relationship in this regard and it is my hope that others will benefit in like manner.
After a personal experience, we wished there was a way to help the Stroke Association to reach out and spread the awareness of strokes to as many people as possible. Hearing you speak at the seminar motivated us not to just “wish” we could find a way, but to use the Free Money Grants & Loans course to act and turn that wish into a reality. After reviewing the course we determined that the best source was a Non-profit private foundation. We inquired into local foundations through the internet and networking with persons in our business community. We applied and we were notified the grant had been approved!
We are grateful to you and the Free Money Grants & Loans course for helping us think outside of the “wish” box. Our eyes were opened to the vast possibilities that exist to (...)
My daughter _____ is currently enrolled in the sciences program and hopes to pursue a nursing career. The grant funding education program you provide has helped identify a large number of potential grant funding sources. She has received funding from the Yukon Education Ministry in the amount of $3,996.00. This is very important to me because I hope to retire within the next year or so. Thanks again for your help Chris.
I bought Chris Johnson's Free Money Grants and Loans, and I got a grant to go back to school. I don't get checks in the mail from the government but I don't pay for my school either. Every dollar I have spent with your books, I have gotten back and I am sure I will get multiple times. Keep up the good work!
After attending Chris’ free money seminar, I realized getting free money can be easy. My younger sister was going into first year university during the same time and Chris’ program really motivated us to work hard to get the free money. Chris’ program is very informative and clear. When we had questions, he responded very promptly. We were happy with the result– getting $2,000.00 of free money was easier than we had expected. Thank you Chris!!!
Because of your course, I realized that I could get a grant to help the town with this $65,000 project. I was able to get a REAP grant for $45,000 from ASCOG with the town putting in the remaining funds. This is a huge win for our small town of 400 people. And the most exciting part is that there are many other grants out there.
You have really opened my eyes to the many possibilities of free money for my real estate business. I will be receiving $831.00 directly deposited into my business checking account every month for the next year for a total of $9,972.00 free money that supplements the rent for my tenant. I also located an energy grant for a buyer of one of my properties. I thank you, Chris Johnson, for your course that has opened up these sources for me.
While we were searching the resources that we had from the Grant Locator we got directed to some funding that OSAP provides for helping students excel at their studies. I NEVER EVEN KNEW there was such a thing. My daughter has applied to OSAP but this funding isn't anything that they advertise that's why I hadn't seen it. She qualified and received funding to assist her in her university studies! I thank Chris and his team for paving the path for us to find this funding. THANK YOU so much!
Since attending Chris’s Grant Funding program, I have received 2 grants and am about to apply for my third. Once I got started and realized how there is money to be had in so many areas, since Chris’s program, I now ask myself before I do anything, “I wonder if there is a grant for this?” Thanks Chris! Your help and your information was very much appreciated.
We just received the 3rd grant check for my second daughter today, in the amount of $1,582.00 and she was informed there is another one that will be ready tomorrow. They told her they were applying some to pay off her classes and sending her the remainder. I was so excited! This is such a blessing to us. Thanks again for all the info and tips.
Thanks to Chris Johnson and his Free Money program we're on our way to getting money back for things we never knew we could. Thanks Chris we look forward to using your material to keep getting more money back just like you say it's Free Money!!
Ever hear that saying what you don’t know, you don’t know? That was me. I attended a seminar and heard Chris Johnson share ways that businesses, even for-profit businesses, could receive grants. I had no idea grants even existed for me. I was pleasantly surprised at his willingness and ability to point me in the right direction, and within 24 hours! He really does want his students to succeed! Within one week, I received an email that I was being awarded a grant. I honestly believe that people come into your life for a reason. Thanks to Chris, I now know that I have a tremendous number of options, not just for my business, but for my son’s education, too! I’d recommend his Free Money University grant program to anyone. In fact, I already have! Thanks, Chris! Keep up the amazing work!
Thank you very much for educating about the grants available.
I applied for rebate and a month later, I received a cheque of $1,450.00 and also energy cost reduced by 10% every month.
Your books and audio links were very useful.
Wow I just wanted to send you this huge Thank You. Your Grant Funding course to upgrade all of my office skills to be able to find a job. I have been struggling as my skills were outdated and I could not compete in the marketplace. I was able to secure this Fasttrack course and it will give me a huge advantage. The value of the course is $5,000.00 which I could not have afforded on my own. The self-confidence alone is valuable beyond words to help me launch my new business and move forward. Again Chris, thank you so much for your program and your help whenever I needed some. I don’t believe I could have done this without you! Best money I have ever spent!!!
Hi Chris, I just wanted to show my gratitude to you and thank you for the opportunity you have given to me. Through your grant research material, I was able to secure $100,000.00 to start my new company. Thank you for helping me with not only with links to specific programs, but also with other aspects like my business plan.
Dear Chris, I bought your course package and received $1,920.00 for Speech Therapy for my autistic son. After I read the manual, I made phone calls and approached the funder personally and in three days I got the confirmation in the mail. I have missed five years of entitlement of this amount in the past. Now, I will reapply every year. Thank you for your program, it is enlightening ... if you ask ... you will receive.
Chris Johnson's Free Money program works! We were able to get $35,000.00 for our business. Thanks so much for making the process so easy and step-by-step."
I learnt about the SBIR free government grants from the course on free money that I purchased from you. I was awarded a Small-Business Innovative Research grant for $100,000 which is free money given to small companies to develop their ideas—in this case, a computer-science R&D project that would be of use to the government. Thank you tremendously!
After reading the information on how to get educational grants, I approached my children’s private school admissions officer and spoke to him.
Please keep in mind that for two years we had to pay the full tuition, and that was hard. I used the “Steps of the Grant Proposal Process Flow Chart” on pages 4-5 (of the Grant Funding course material) and submitted a formal grant proposal package to the school. I believe that by providing them with such a strong case of why our grants were needed, my preparation blew him away, and helped us receive grant money. I used the same process for the next two years of private school, and I was successful in receiving grants.
Chris Johnson's course gave us the tools we needed to research and find many grants that are available to us. Our first grant because of the conversion we will save about 1,000/year in hydro which is cash back in our pocket! We have several other applications in for more grants. Thanks Chris!
"Here is the paperwork for the government grant. This was arranged and booked less than one month after Chris Johnson’s Free Money Grants and Loans seminar in Calgary. Thank you, Chris!"
Before taking Chris Johnson’s class on grants, I never knew anything like this was available for ordinary citizens. I was surprised to learn the amount of funding made available by the government to assist people. In my case, I tracked down a county program which pays for weatherization repairs to rental property. I applied and saved on repair work to my first rental property. The cool thing about the program, the county hired the contractor and performed the work for me.
Chris, the government offered me $10,000.00 for one year of school. Thanks to your Free Money system, not only did I get all the money I needed to go back to school, I had to give some back! They wanted to give me too much money! Imagine having that problem, “No thank you, Uncle Sam, I don’t need that much.” This is a fantastic system, and with your risk-free money back offer, how can you go wrong?
With your program I have been able to secure a government grant for our business through the Grenville Community Futures Development Corporation. Your guidance regarding preparation and proper submission of the documentation required was a great help. In addition, we have completed an energy rebate program and are expecting a cheque for a minimum of $3,080.00. Thank you Chris for your expertise in this area. I would recommend your program to anyone who could benefit from a grant or loan, be it for personal or business use.
We have begun a profitable journey toward being smarter with finances. We requested and received a grant for $3,000.00 for our business and student loan forgiveness that will wipe out a student loan amount of $25,350.00. Your education program is playing a key role to help us move confidently toward financial freedom. Thanks, Chris!
Hoping to find help with home repairs, on Chris's suggestion, I began checking funding and assistance programs offered by my State and County. I discovered a Home Rehab Grant of $2,500.00 and a Property Tax Rebate of about $1,000.00. Without Chris’s Free Money course and his personal advice, I would never have been aware of or even applied for these programs and the resulting Free Money. Thank you, Chris, for your excellent guidance.
“Through your course, we were able to learn where to go to find funds available for our son’s education. He has received a grant of $ 7,275.00 for his studies. Thank you SO much for your wonderful guidance.”
Hi Chris, I sent you two emails with docs for the two grants I am so GRATEFUL that I received. I am so HAPPY with the grants I received for my HOUSE; my reduced electricity bill and with my insulated house for free. WAOOO!!! Thank you, Chris, for the work you are doing!!! God Bless you!!! Thank you!!!
I have received $12,000.00 for my business. This was made possible by the help of the Grant Funding program and information provided through the course materials. Chris was also helpful in guiding my search and defining expectations during the Grant Funding search process. These much needed funds will go towards equipment and marketing for my new start-up business.
After I purchased the Free Money Grants and Loans program, I completed the application for funding as recommended and outlined in the program so that I could help get my daughter’s college tuition paid for. My daughter Victoria qualified for $14,818.00 of FREE MONEY. I am so happy that these types of grant opportunities are available to people like us.
Since I have taken Chris Johnson’s course, I have received a total of $20,148.68 in grants and rebates on my home renovations. My first grant was $3,500.00 dollars to complete renovations on our condo, the second a reduction in the GST from 6 to 5 percent, for which we got a cheque for $1,648.68. When we were ready to move in, I applied to the developer for a rebate, and we received a $15,000.00 credit on the purchase.Thank you Chris for the knowledge to apply for government funding to renovate our condo.
I had the opportunity to see you speak at your Free Money Seminar and really enjoyed all the information that you gave to us. You gave example after example of where to look to find money that could help fund a number of different things ranging from real estate acquisition to research and development funds for new companies, but what really caught my eye was how to find money to PAY FOR COLLEGE!!! This is what I needed most. Through the material that you provided with your course, we were able to learn where to go to find funds available for my son’s education. For the Fall and Spring semesters, he has received $7,942!!!! Thank you SO much for what you have provided for me and my family. Thanks Again Chris!!
We are pleased to say that Chris Johnson's Real Estate Guide for Free Money Grants and Loans played a key part in fulfilling our dream of home ownership through the Home Buyer's Plan. Without receival of this grant for $2,525.35 we would have been unable to make the downpayment required to purchase our home. Thanks Chris Johnson !!!
Chris Johnson’s “Free Money” package made me aware of an Education Program offered by the Canadian government. This education program gives complete business training for entrepreneurs from business plan writing to marketing & accounting to high level sales training with a recognized corporate sales trainer. The course is valued at over $7000!!! This training has been essential in ensuring my long-term success as a small business owner, and I have Chris to thank! Chris Johnson’s “Free Money Grants & Loans” package and his “Free Money University” are absolutely outstanding! I recommend buying this package to anyone looking for grants or loans from the government.
Getting your program was the best decision I ever made. Within 3 days of buying the program, I applied for and was approved to receive a total of $6,400.00 (FREE!!!) grant money for Lead Paint Abatement for my 2-unit apartment building. Thank you so much for opening doors to new opportunities.
THANK YOU, THANK YOU, THANK YOU!!!
Before my wife and I were introduced to your program, money was always tight. We are still cutting as many expenses as possible, however, after using your system, we’re receiving close to $10,000.00 of FREE MONEY to be used towards Joanna’s graduate school tuition!!!! My wife Joanna and I are absolutely thrilled and amazed that this money is being given to us absolutely FREE, w/no strings attached!!!! I initially purchased your program to help find FREE MONEY for real estate, however your course material is not only helping me do that, but has also helped my wife and I find FREE MONEY for Graduate School!!!! THANK YOU Chris.
Thanks, Chris for a great program. Our interaction was a true motivation to get me to apply for a grant. We received $2,000.00 for our non-profit, which will be used to help rescued dogs. Everyone was extremely pleased and wants me to start writing grants for other non-profits that rescue dogs!
Wow! This is great! My son got a Grant for Education per your system. We are so excited! My son graduated early from high school and is going to a junior college for the spring semester and we just got an e-mail from the school saying we are getting a refund due to the Grant awarded to him. We are continuing to search for other grants and are very thankful for your system.
Thank you Chris Johnson. I am glad I have attended your seminar and purchased your program. I was able to learn a lot from your programs and was applied for financial aid and get awarded money to go back to school. I always wanted to finish school and I was able to get 5k to go back to school to receive my Bachelors in Finance.
Chris, the Free Money program of yours is truly wonderful. Going to college can be a stressful time for most, worrying about bills and loans. Thanks to you, I will not be one of those many people. I have received over $46,000.00 between ten grants. My college is almost completely paid for! Your program is the best, and I would not be in the great financial situation I am in today if it weren’t for you!